Pineshire Business Loans, a small-business funding broker in Conroe, Texas, works with owners in the town of Montgomery, TX by phone and online. ZIP 77356 had 797 employer establishments in 2023, and 65.2 percent had fewer than five employees (Census ZBP). The reviewing partner approves, declines and prices.
| County | Montgomery County, TX |
|---|---|
| Distance | About 15.4 miles WNW of Conroe, TX |
| ZIP 77356 employers | 797 in 2023 (Census ZBP) |
| Under five employees | 65.2% of ZIP 77356 employers |
| Largest sectors | Professional services 126, construction 98 |
The town, not the county
This page is about Montgomery, TX, a small city in the west of Montgomery County. It is not the county as a whole and not Montgomery, Alabama. County-wide figures are on the Conroe, TX page.
ZIP 77356 in figures
ZIP 77356 had 797 employer establishments in 2023, with 8,288 paid employees and an annual payroll of about $439.3 million (U.S. Census Bureau, ZIP Code Business Patterns 2023; the payroll figure carries medium confidence). The town covers only about 2.7 percent of the ZIP's land.
| Sector | Establishments | Share under five employees |
|---|---|---|
| Professional, scientific and technical services | 126 | 83.3% |
| Construction | 98 | 73.5% |
| Retail trade | 84 | 47.6% |
| Accommodation and food services | 79 | 30.4% |
| Real estate and rental and leasing | 69 | 94.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023.
Why the small-firm share matters
At 65.2 percent, ZIP 77356 has a larger share of employers with fewer than five staff than the county's 56.3 percent (CBP 2023). Construction firms there are especially small: 73.5 percent have fewer than five employees. Small firms often have thin financial statements, so partners lean more on bank deposits and the owner's credit. Clean, separate business bank statements help more than anything else.
Funding options that come up
For the 98 construction firms and 84 retailers in the ZIP, the common requests are equipment financing for machines and vehicles and short-term money for materials or stock. The 79 accommodation and food businesses ask about kitchen equipment and build-outs. Professional and real estate offices are outside the sectors our partners have confirmed, so we discuss them case by case.
Self-employment estimate
An estimated 8.0 percent of employed residents of the town were self-employed, plus or minus 4.4 points (American Community Survey 2020-2024). The margin is too wide to compare closely with the county.
Reaching us from Montgomery, TX
The office address is 210 N Main St in Conroe, TX. Owners in Montgomery, TX reach us by phone at (936) 253-6720 or through the short form. The Conroe, TX page has county data and public contacts, and all areas served lists the neighboring towns.
Montgomery, TX sectors our partners fund
Our partners have confirmed appetite for four kinds of business: contractors and construction trades, restaurants and food service, medical and dental practices, and retailers and wholesalers that carry stock. If your Montgomery, TX business is something else, call and ask before you spend time on paperwork.
Documents to have ready
- The last three to six months of business bank statements
- Business and personal tax returns for the latest year
- Current financial statements: profit and loss plus a balance sheet
- Government-issued ID for each owner
- Your articles of organization or incorporation and the EIN letter
- A simple schedule of current business debt and monthly payments
Partners differ in what they request; this list covers the usual ground. Our document guide explains each item.
What happens after you reach out
- You call (936) 253-6720 or send the short form (name, contact details and business name). When we speak, we ask what the money is for, how long you have been in business and roughly what the business brings in.
- We explain which funding types fit that use and what partners usually need to see. Nothing is submitted without your go-ahead.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Our address: 210 N Main St, Conroe, TX 77301.
By Pineshire Business Loans · Updated