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Conroe, Texas

Funding a Conroe, TX Business: Montgomery County, TX Facts and Next Steps

Pineshire Business Loans is listed at 210 N Main St, inside the city of Conroe in Montgomery County, TX. Here is what public data says about the businesses around that address, which public offices owners usually contact, and how the six funding options line up with the sectors that matter most locally.

Pineshire Business Loans connects you with lending partners; partners make credit decisions and set rates and terms.

In short

Pineshire Business Loans, a small-business funding broker in Conroe, Texas, at 210 N Main St, works with owners across Montgomery County, where 15,014 employer establishments operated in 2023 and 56.3 percent had fewer than five employees (Census CBP). This page covers local business data, public contacts and how partners view the main local sectors.

At a glance
Office address210 N Main St, Conroe, TX 77301 (Montgomery County)
Employer establishments15,014 in Montgomery County, TX (Census CBP 2023)
Fewer than five employees56.3% of county employers (CBP 2023)
Businesses with no payroll81,334 in the county (Census NES 2024)
ZIP 77301 employers940, with 13,487 paid employees (Census ZBP 2023)
Self-employed Conroe, TX residents9.5%, +/- 1.2 points (ACS 2020-2024)
Phone(936) 253-6720

The Montgomery County, TX business base

Montgomery County, TX had 15,014 employer establishments in 2023. They employed 206,056 people in the pay period that includes March 12 and paid about $13.74 billion in annual payroll. Of those establishments, 8,454, or 56.3 percent, had fewer than five employees, and 12,883, about 85.8 percent, had fewer than twenty (U.S. Census Bureau, County Business Patterns 2023).

A separate count found 81,334 businesses in the county with no paid employees in 2024 (U.S. Census Bureau, Nonemployer Statistics 2024). Most are owner-operators. Because that count comes from a different program and year, read it beside the employer total rather than adding the two.

Montgomery County, TX: largest sectors by employer count, 2023
SectorEstablishmentsShare under five employees
Professional, scientific and technical services2,09075.4%
Health care and social assistance1,76647.6%
Retail trade1,69843.5%
Construction1,54963.2%
Accommodation and food services1,28825.9%
Other services1,22557.1%

Source: U.S. Census Bureau, County Business Patterns 2023. Health care paid the largest payroll of any sector, about $1.86 billion.

The ZIP code around N Main St: 77301

ZIP 77301, which contains the office address, had 940 employer establishments in 2023, with 13,487 paid employees and about $730.7 million in annual payroll. Retail trade was the largest sector there with 168 establishments, followed by professional services with 106, other services with 94, accommodation and food services with 78, and construction and manufacturing with 72 each. Under half, 47.2 percent, had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023). The city of Conroe covers most of that ZIP's land, but a ZIP is a postal area, not the city limits.

Measured against the county, ZIP 77301 has a bigger share of retailers and manufacturers and a smaller share of one-to-four-person firms.

Self-employment in Conroe, TX

An estimated 9.5 percent of employed Conroe residents were self-employed, plus or minus 1.2 points: 3.5 percent in their own incorporated business and 6.0 percent unincorporated (American Community Survey 2020-2024). That is below the county's 11.1 percent and the state's 10.5 percent, though the Conroe estimate's margin overlaps the state figure.

A growing county

Building permits in Montgomery County, TX authorized 13,741 new privately owned housing units in 2023, 13,246 in 2024 and 13,614 in 2025. Of the 2025 units, 11,597 were single-family homes and 1,881 were in buildings of five or more units (U.S. Census Bureau, Building Permits Survey). New homes mean work for builders and trades, and the county's 1,549 construction employer establishments (CBP 2023) show it; the industry pages cover how contractors, restaurants and practices fund growth.

Business records and permits in Conroe, TX

Owners searching for a Conroe business license usually need to know which steps belong to the state, which to Montgomery County and which to the city. Texas entity records can be searched through the Texas Secretary of State business services page, and sales tax permits are handled by the Texas Comptroller of Public Accounts. We do not advise on which registrations or licenses a business needs.

Business personal property is also reported locally. Our rendition guide looks at the asset list that process creates and why partners care about it.

Chamber and economic development contacts

Owners also search for the Conroe chamber of commerce, the Lake Conroe-area chamber and county economic development. None of those bodies is affiliated with Pineshire Business Loans.

The Montgomery County, TX small business resources guide collects the public contacts we can source.

Buying a business or leasing space

Searches for a Conroe business for sale or commercial property for lease usually lead to a funding question later. A build-out of leased space is usually a term loan question; fixtures and machines fit equipment financing; opening stock fits inventory financing. Commercial mortgages are outside what Pineshire arranges.

Which funding options local sectors use

  • Contractors: working capital for draws and retainage, equipment financing for machines.
  • Restaurants: kitchen equipment, build-outs and short gaps between supplier bills and card settlements.
  • Medical and dental practices: imaging and chairs, suite renovations, and timing gaps in insurance payments.
  • Retail and wholesale: stock bought ahead of sales, often through inventory financing or a line of credit.

All six options are compared in one table.

Reaching Pineshire Business Loans

Ring (936) 253-6720, or leave your details on the form for a callback. Our address is 210 N Main St, Conroe, TX 77301. Who we are explains our role, the contact page has the details, and towns across Montgomery County lists the nearby communities.

Conroe, TX businesses we help

Our partners have confirmed appetite for four kinds of business: contractors and construction trades, restaurants and food service, medical and dental practices, and retailers and wholesalers that carry stock. If your Conroe, TX business is something else, call and ask before you spend time on paperwork.

What to gather before you call

  • The last three to six months of business bank statements
  • Last year's filed tax return for the business
  • A driver's license or passport for each owner
  • Formation documents and your EIN
  • A simple schedule of current business debt and monthly payments
  • For equipment, the seller's quote with make, model and price

Partners differ in what they request; this list covers the usual ground. The document guide goes through these one by one.

The steps after your first call

  1. It starts with a call to (936) 253-6720 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
  2. You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
  3. With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
  4. Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.

Our office is at 210 N Main St, Conroe, TX 77301.

By Pineshire Business Loans · Updated

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Public figures · Montgomery County, TX

Montgomery County, TX Firms in Census Bureau Figures

15,014

Employer establishments

Businesses with at least one paid employee in Montgomery County, Texas.

Source: U.S. Census Bureau, County Business Patterns 2023
81,334

Owner-only businesses

Montgomery County businesses with receipts but no payroll at all.

Source: U.S. Census Bureau, Nonemployer Statistics 2024
56.3%

Employers with one to four staff

Portion of Montgomery County employer establishments with fewer than five employees.

Source: U.S. Census Bureau, County Business Patterns 2023
Montgomery County, TX

Montgomery County, TX towns and neighbors

One address in Conroe, TX; owners across Montgomery County and the next counties over reach us by phone and online.

Straight answers

Common Questions

Quick replies to what Montgomery County owners ask us most.

Where is Pineshire Business Loans in Conroe, TX?

The listed address is 210 N Main St, Conroe, TX 77301, in Montgomery County. Call (936) 253-6720 to start.

How many businesses are there in Montgomery County, TX?

Census counted 15,014 employer establishments in 2023 and 81,334 businesses with no employees in 2024. Those counts come from separate Census programs and years.

Where do I get a business license in Conroe, TX?

Start with the City of Conroe and Montgomery County, TX offices. Texas entity records are kept by the Secretary of State. Pineshire Business Loans does not advise on licensing.

Is Pineshire Business Loans connected to the City of Conroe, TX or a chamber?

No. Pineshire Business Loans is a private broker, not a lender, with no affiliation with the city, county, chamber or any economic development body.

Still wondering about something? Ring (936) 253-6720 and put it to Pineshire Business Loans on N Main St.

Need a word with Pineshire Business Loans on N Main St in Conroe, TX?

Running a business near North Main?

Ring (936) 253-6720 or fill in the short request form.