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Spring, Texas

Business Financing in Spring, Texas

Spring, TX is a census-designated place in Harris County, about 17.7 miles south-southeast of Conroe, TX. Retail and construction lead its main ZIP code.

Pineshire Business Loans connects you with lending partners; partners make credit decisions and set rates and terms.

In short

Pineshire Business Loans, a small-business funding broker in Conroe, Texas, works with Spring, TX owners in Harris County by phone and online. ZIP 77373 had 704 employer establishments in 2023, led by retail trade with 120 and construction with 100 (Census ZBP). Approval and pricing rest with whichever partner reviews the file.

At a glance
CountyHarris County, TX
DistanceAbout 17.7 miles SSE of Conroe, TX
ZIP 77373 employers704 in 2023 (Census ZBP)
Largest sectorsRetail 120, construction 100, food service 75
Self-employed residents8.4%, +/- 1.5 (ACS 2020-2024)

Harris County, TX, so different numbers

Spring is in Harris County, TX, not Montgomery County, so the county figures used elsewhere on this site do not describe it. This page uses ZIP 77373, most of whose land lies inside the Spring census-designated place.

ZIP 77373 by the numbers

ZIP 77373 had 704 employer establishments in 2023, with 8,814 paid employees and about $411.7 million in annual payroll. Of those employers, 55.4 percent had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023).

ZIP 77373: largest sectors, 2023
SectorEstablishmentsShare under five employees
Retail trade12048.3%
Construction10056.0%
Accommodation and food services7524.0%
Professional, scientific and technical services7071.4%
Other services6063.3%
Health care and social assistance5147.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023.

Retail and restaurants: stock, equipment and card sales

The 120 retailers and 75 food and accommodation businesses in ZIP 77373 share a cash pattern: money goes out for stock, ingredients and wages before customers pay, and much of what comes in arrives by card. Inventory financing and lines of credit fit the stock side. Food service employers here are relatively large, with only 24.0 percent under five staff, which often means a bigger kitchen and more equipment to finance.

Self-employment in Spring, TX

An estimated 8.4 percent of employed Spring residents were self-employed, plus or minus 1.5 points: 3.6 percent in an incorporated business and 4.8 percent unincorporated (American Community Survey 2020-2024). That is below the 10.5 percent Texas figure.

Reaching us from Spring, TX

The office address is 210 N Main St in Conroe, TX. Owners in Spring reach us by phone at (936) 253-6720 or through the short form. The Conroe, TX page has county data and public contacts, and all areas served lists the neighboring towns.

Who Pineshire Business Loans works with in Spring, TX

For Spring, TX owners, Pineshire Business Loans focuses on the sectors our lending partners have confirmed they fund: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Approval is never automatic for any sector.

Paperwork partners commonly ask for

  • Recent business bank statements (partners often ask for three to six months)
  • Your most recent business tax return
  • A driver's license or passport for each owner
  • Formation documents and your EIN
  • A list of existing business debts and payments
  • A written quote or invoice if the money is for equipment

Partners differ in what they request; this list covers the usual ground. The document guide goes through these one by one.

What happens after you reach out

  1. It starts with a call to (936) 253-6720 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
  2. You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
  3. Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
  4. If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.

Pineshire Business Loans is based at 210 N Main St, Conroe, TX 77301.

By Pineshire Business Loans · Updated

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Montgomery County, TX

Montgomery County, TX towns and neighbors

One address in Conroe, TX; owners across Montgomery County and the next counties over reach us by phone and online.

Straight answers

Common Questions

Quick replies to what Montgomery County owners ask us most.

Does Spring, TX belong to Montgomery County, TX?

No. Spring sits in Harris County, TX, so this site's Montgomery County numbers leave it out.

How many employers are in ZIP 77373?

Census counted 704 employer establishments in 2023, led by retail trade.

Can a Spring, TX restaurant finance a second kitchen?

Restaurants are a confirmed partner sector. Equipment and build-outs are common requests, and the partner decides.

Still wondering about something? Ring (936) 253-6720 and put it to Pineshire Business Loans on N Main St.

Need a word with Pineshire Business Loans on N Main St in Conroe, TX?

Retail or food business in Spring, TX?

Ring (936) 253-6720 or fill in the short request form.